Student Health Insurance Plan
Lasell College is pleased to announce that for the 2016-17 Academic Year we have partnered with Blue Cross and Blue Shield of Massachusetts and University Health Plans to provide health insurance coverage for our students. All students enrolled in at least 9 qualifying credits are required by Massachusetts State law to enroll in the Student Health Insurance or be covered by a health insurance plan with comparable coverage. To ensure compliance with Massachusetts law, students who are registered for 9 or more credit hours are automatically billed for the Student Health Plan. To read the details on this law, click here.
All undergraduate international students at Lasell College are automatically enrolled in the Student Health Insurance and do not need to take any action. Please contact University Health Plans at (800) 437-6448 if you are covered by a US employee health insurance plan that meets healthcare reform standards and is comparable to the Student Health Insurance Plan.
Graduate Students: Students must be enrolled in 9 or more qualifying credits to be considered eligible for the Lasell College Student Health Insurance. Courses that meet strictly online and courses that meet less than 15 days a semester on campus are not included in the calculation of qualified credits. Graduate students will be charged at the beginning of the session in which they are considered full time. Students should monitor their Student Account Center (SAC) and their Lasell College email account for updates and information.
ENROLLMENT FORM: Complete this form if you want to expedite your Student Health Insurance enrollment process to receive your BCBS ID card sooner. If you do not complete this form, your information will not be added to the insurance plan system until after the effective date of 8/15/16.
To enroll in the Student Health Insurance Plan for the 2016-17 policy year, please click Enrollment Form
WAIVER FORM: If you are currently insured by a health insurance plan that provides you with comparable coverage to the Student Health Insurance Plan then you may waive enrollment. However, please note the following:
- Not all plans provide comprehensive coverage in the Boston area such as out-of-state Medicaid plans, and certain HMOs and managed care plans. Be sure to check with your insurance company before waiving.
- Mass Health is accepted, but Mass Health Limited, Health Safety Net, Husky Healthcare, and Children’s Medical Security Plans are not considered comparable to the Student Health Insurance Plan.
- If your comparable plan will end before 8/27/16, while you are in school, you must either enroll in the Student Health Insurance Plan within 60 days of your other plan’s end date, or find comparable coverage elsewhere.
- To waive the Student Health Insurance Plan for the 2016-17 policy year, please click Waiver Form
UHP is available to answer general insurance plan questions. To speak with a representative, please call (800) 437-6448 or send an email to firstname.lastname@example.org. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615.
Should you be unable to complete classes for the semester, there may be circumstances where you are not eligible for a full refund of tuition and fees. At Lasell College we understand that this risk can be a potential financial hardship for many families. Therefore, it is important that the person financially responsible for paying your tuition reviews and understands the policy prior to you starting classes. You may view our policy at http://www.lasell.edu/tuition-and-aid/policies.html.
An optional insurance program is available to help refund your tuition, fees, and room/board charges, up to the annual policy limits, if you are unable to complete the semester due to a covered medical reason. We are pleased to make available the GradGuard Tuition Refund Insurance and Student Protection Plan.
GradGuard Tuition Refund Insurance, underwritten by Markel Insurance Company, will refund your family for the cost of tuition, room and board, and other eligible academic fees and costs (up to your chosen policy limits) should you be unable to complete an academic term, as recommended by a doctor, for a covered medical reason. This program provides students with an exclusive suite of beneﬁts designed to help protect your education investment. The cost for this coverage starts at $143.00 for the academic year. This insurance program complements our school refund policy and we believe families can benefit from this added protection. For complete terms and conditions of each benefit, including coverage details and exclusions, please visit GradGuard or call GradGuard at 888-541-4843.
For coverage details and exclusions, go to GradGuard. Coverages may vary by state. Tuition Refund Insurance is underwritten by Markel Insurance Company, Deerfield, IL. Administrative office, Waukesha, WI. If a withdrawal is due to a mental health issue, a hospitalization stay of at least 24 hours, within 30 days of the date of withdrawal, is required. In some states, this requirement may be modified to a 2-day hospitalization.
This information is valid as of March 2015. For the most up-to-date program information, please visit GradGuard.
The GradGuard Student Protection Plan includes membership in College Parents of America. Benefits are subject to change annually. For complete terms and conditions of each benefit please visit GradGuard.
It is important that the person financially responsible for paying your tuition take the time to review important information about our tuition refund protection. Learn how to help protect your hard earned tuition dollars with Tuition Refund Insurance.
On college campuses, backpacks are often filled with thousands of dollars of electronics and text books. In addition, students will most likely be bringing expensive and valuable items to campus. An optional insurance program is available to help protect your personal property in the event that it is damaged or stolen. GradGuard Renters Insurance with its low annual rates is a smart investment for college students and their families. Renters Insurance provides protection if a student’s personal belongings are stolen or damaged by a covered peril. Covered belongings including clothing, laptop computers, smart phones, bicycles, game consoles, textbooks, and other items. With the GradGuard plan, any personal property that is stolen or damaged by a covered peril can be replaced at full cost, subject to a $100 deductible.
Features of GradGuard Renters Insurance for Lasell College students include:
- Low $100.00 Deductible. (Compared to $500, $1000, or more for a typical homeowners insurance policy.)
Replacement Cost: If your personal property is stolen or damaged due to a covered peril, it will be replaced with an item of like kind and quality.
- Worldwide coverage: Your belongings are protected even outside your home. If you are traveling or your car is broken into, GradGuard Renters Insurance can help cover property losses outside your residence.
- Electronics coverage: Your electronics, including your TV, laptop, smartphone and tablet, are covered up to the policy limits. There is no special limit.
Personal Liability Coverage: If you cause damage to property or injure others, you may be liable for the damages. Renters Insurance from GradGuard provides up to $300,000 in personal liability coverage. For example, if you unintentionally set off your building’s sprinkler system, liability protection can help pay for the resulting damages.
- Alternative to Homeowners Insurance: Not all Homeowners Insurance policies are the same. Limitations may apply when property is away from the principal residence. With Renters Insurance, personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world, up to the policy limits.
The cost for this coverage, starts at $154.48 for the academic year.
For additional information, including coverage details and exclusions, please visit GradGuard Renters Insurance or call GradGuard at 888-541-4853.
This is a brief description of GradGuard Renters Insurance. Please call to speak with an agent for policy specific information, including limitations and exclusions. Coverage may vary by state. For coverage details and exclusions, go to https://www.gradguard.com/renters-insurance. GradGuard Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions. This information is valid as of March 2015. For the most up-to-date program information, please visit GradGuard.com.