Students who wish to Waive the Plan
The Commonwealth of Massachusetts mandates accident and sickness insurance coverage for all students enrolled in at least 9 credits per semester. Lasell College will initially bill all students enrolled in 9 or more credits for the insurance plan. No action is required by students who plan to purchase the insurance. Students will be automatically enrolled after the start of the semester if no waiver is provided. Students who do not wish to purchase the plan and are enrolled in an existing plan with comparable coverage may waive the insurance/charge.
In order to be considered comparable, your health insurance must provide coverage for the following in the Lasell College area, in both emergency and non-emergency situations:
- Preventive and primary care
- Emergency Services
- Surgical Services
- Hospitalization Benefits
- Ambulatory Patient Services (includes physical therapy, occupational therapy, and most other services received on an outpatient basis)
- Mental Health Services
- Substance Abuse Services
- Prescription Drugs
Please consider your specific needs, and consult with your health insurance provider before deciding to waive the health insurance policy offered through the College. Many full-time students are covered by their parents' or guardians’ insurance plans; however, some plans only cover urgent or emergency care outside the home area. Additionally, some out-of-state plans may have networks that do not include care providers in Massachusetts for ongoing medical, physical therapy or mental health care.
Additionally, a school may not waive participation for students with coverage from insurance carriers outside the U.S. and coverage by foreign National Health Service Programs. Please make sure your insurance company does not fall into one of these categories.
Students who do not wish to purchase the plan and are enrolled in an existing plan with comparable coverage may waive the insurance/charge.by completing the online waiver form prior to the payment due date and providing proof of enrollment at:
Undergraduate Students - https://www.gallagherstudent.com
Graduate Students - https://www.gallagherstudent.com
Please do not complete the online waiver if you have not been billed for the insurance. Doing so could result in errors on your account.
The health insurance charge will be credited to the student's account upon the College's receipt of the waiver information, provided the information is submitted by published deadlines. Students who do not submit valid waiver information will be enrolled in the plan and are responsible for the associated charge. Health information sent to the Health Center, Registrar's Office or Athletic Office does not absolve the student of submitting proof of coverage via the online waiver process.
Students who wish to Enroll in the Plan
Once you are billed for the plan, if you wish to remain enrolled in the plan, no further action is required on your part. You will receive your card from Gallagher within 6 weeks of the start of the term. In the meantime, the online brochure detailing benefits of the plan can be found at:
Undergraduate Students: https://www.gallagherstudent.com/lasell
Graduate Students: https://www.gallagherstudent.com/lasell
For more information, call Gallagher directly at 877-308-0472.
Should you be unable to complete classes for the semester, there may be circumstances where you are not eligible for a full refund of tuition and fees. At Lasell College we understand that this risk can be a potential financial hardship for many families. Therefore, it is important that the person financially responsible for paying your tuition reviews and understands the policy prior to you starting classes. You may view our policy at http://www.lasell.edu/tuition-and-aid/policies.html.
An optional insurance program is available to help refund your tuition, fees, and room/board charges, up to the annual policy limits, if you are unable to complete the semester due to a covered medical reason. We are pleased to make available the GradGuard Tuition Refund Insurance and Student Protection Plan.
GradGuard Tuition Refund Insurance, underwritten by Markel Insurance Company, will refund your family for the cost of tuition, room and board, and other eligible academic fees and costs (up to your chosen policy limits) should you be unable to complete an academic term, as recommended by a doctor, for a covered medical reason. This program provides students with an exclusive suite of beneﬁts designed to help protect your education investment. The cost for this coverage starts at $143.00 for the academic year. This insurance program complements our school refund policy and we believe families can benefit from this added protection. For complete terms and conditions of each benefit, including coverage details and exclusions, please visit GradGuard or call GradGuard at 888-541-4843.
For coverage details and exclusions, go to GradGuard. Coverages may vary by state. Tuition Refund Insurance is underwritten by Markel Insurance Company, Deerfield, IL. Administrative office, Waukesha, WI. If a withdrawal is due to a mental health issue, a hospitalization stay of at least 24 hours, within 30 days of the date of withdrawal, is required. In some states, this requirement may be modified to a 2-day hospitalization.
This information is valid as of March 2015. For the most up-to-date program information, please visit GradGuard.
The GradGuard Student Protection Plan includes membership in College Parents of America. Benefits are subject to change annually. For complete terms and conditions of each benefit please visit GradGuard.
It is important that the person financially responsible for paying your tuition take the time to review important information about our tuition refund protection. Learn how to help protect your hard earned tuition dollars with Tuition Refund Insurance.
On college campuses, backpacks are often filled with thousands of dollars of electronics and text books. In addition, students will most likely be bringing expensive and valuable items to campus. An optional insurance program is available to help protect your personal property in the event that it is damaged or stolen. GradGuard Renters Insurance with its low annual rates is a smart investment for college students and their families. Renters Insurance provides protection if a student’s personal belongings are stolen or damaged by a covered peril. Covered belongings including clothing, laptop computers, smart phones, bicycles, game consoles, textbooks, and other items. With the GradGuard plan, any personal property that is stolen or damaged by a covered peril can be replaced at full cost, subject to a $100 deductible.
Features of GradGuard Renters Insurance for Lasell College students include:
- Low $100.00 Deductible. (Compared to $500, $1000, or more for a typical homeowners insurance policy.)
Replacement Cost: If your personal property is stolen or damaged due to a covered peril, it will be replaced with an item of like kind and quality.
- Worldwide coverage: Your belongings are protected even outside your home. If you are traveling or your car is broken into, GradGuard Renters Insurance can help cover property losses outside your residence.
- Electronics coverage: Your electronics, including your TV, laptop, smartphone and tablet, are covered up to the policy limits. There is no special limit.
Personal Liability Coverage: If you cause damage to property or injure others, you may be liable for the damages. Renters Insurance from GradGuard provides up to $300,000 in personal liability coverage. For example, if you unintentionally set off your building’s sprinkler system, liability protection can help pay for the resulting damages.
- Alternative to Homeowners Insurance: Not all Homeowners Insurance policies are the same. Limitations may apply when property is away from the principal residence. With Renters Insurance, personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world, up to the policy limits.
The cost for this coverage, starts at $154.48 for the academic year.
For additional information, including coverage details and exclusions, please visit GradGuard Renters Insurance or call GradGuard at 888-541-4853.
This is a brief description of GradGuard Renters Insurance. Please call to speak with an agent for policy specific information, including limitations and exclusions. Coverage may vary by state. For coverage details and exclusions, go to https://www.gradguard.com/renters-insurance. GradGuard Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions. This information is valid as of March 2015. For the most up-to-date program information, please visit GradGuard.com.