Student Health Insurance Plan

Lasell College has partnered with Blue Cross/Blue Shield of Massachusetts and University Health Plans to provide health insurance coverage for our students. All students enrolled in at least 9 qualifying credits are required by Massachusetts State law to enroll in the Student Health Insurance Plan (SHIP) or be covered by a health insurance plan with comparable coverage. 

To ensure compliance with Massachusetts law, students who are registered for 9 or more credit hours are automatically billed for the SHIP. To read the details on this law, click here.

All undergraduate international students at Lasell College are automatically enrolled in the SHIP and do not need to take any action. Please contact University Health Plans at (800) 437-6448 if you are covered by a US employee health insurance plan that meets healthcare reform standards and is comparable to the SHIP and you believe you are eligible to waive.

ENROLLMENT FORM: Complete this form if you want to expedite your SHIP enrollment process to receive your BCBS ID card sooner.  If you do not complete this form, your information will not be added to the insurance plan system until after the effective date of 8/15/17.

To enroll in the SHIP for the 2017-18 policy year, please click Enrollment Form

WAIVER FORM: If you are currently insured by a health insurance plan that provides you with comparable coverage to the SHIP then you may waive enrollment. However, please note the following:

• Not all plans provide comprehensive coverage in the Boston area such as out-of-state Medicaid plans, and certain HMOs and managed care plans. Be sure to check with your insurance company before waiving.
• Mass Health is accepted, but Mass Health Limited, Health Safety Net, Husky Healthcare, and Children's Medical Security Plans are not considered comparable to the Student Health Insurance Plan.
• If you are enrolled in MassHealth, then you may be required to enroll in the Student Health Insurance Plan, essentially for free because the charge will be waived on your account as MassHealth will pay the SHIP premium. To learn more, please click FAQs.
• If your comparable plan will end before 8/15/18, while you are in school, you must either enroll in the Student Health Insurance Plan within 60 days of your other plan's end date, or find comparable coverage elsewhere.
• To waive the Student Health Insurance Plan for the 2017-18 policy year, please click Waiver Form

UHP is available to answer general insurance plan questions. To speak with a representative, please call (800) 437-6448 or send an email to info@univhealthplans.com. If you have specific questions regarding the benefits, please feel free to contact Blue Cross Blue Shield of Massachusetts at (888) 753-6615. 

Graduate Students
Graduate students are not eligible to be covered by the Lasell College Student Health Insurance.  Courses that meet strictly online and courses that meet less than 15 days a semester on campus are not included in the calculation of qualifying credits.  

International Graduate Students International Graduate Students are strongly encouraged to purchase health insurance coverage prior to arrival in the United States. It is advised to protect against unforeseen health circumstances while studying here at Lasell College. There are a variety of health insurance providers available to assist international students purchase coverage.   University Health Plan (UHP), the Lasell College provider, is available to answer general insurance plan questions and make appropriate referrals. To speak with a representative, please call (800) 437-6448 or send an email to info@univhealthplans.com.

Should you be unable to complete classes for the semester, there may be circumstances where you are not eligible for a full refund of tuition and fees. At Lasell College we understand that this risk can be a potential financial hardship for many families. Therefore, it is important that the person financially responsible for paying your tuition reviews and understands the policy prior to you starting classes. You may view our policy at http://www.lasell.edu/tuition-and-aid/policies.html.  

Lasell College has partnered with GradGuard^TM to offer tuition insurance by Allianz Global Assistance.The Tuition Protection Plan protects the investment you have made in higher education by offering reimbursement if a student needs to leave school early for a covered illness, injury, psychological condition, or unforeseen crisis. 

Tuition insurance is completely optional. The agreement you enter into is with GradGuard, not with Lasell College. 

The Tuition Protection Plan can be helpful if a student must withdraw from school after classes begin. It can expand the scope of our current refund policy by offering reimbursement for tuition, housing and other fees no matter when during the semester the withdrawal takes place. 

It also includes Student Life Assistance: a 24-hour hotline to make sure students get the help they need in an emergency. For example, if a student is admitted to a hospital, Allianz Global Assistance can make travel arrangements for parents to visit and help him or her get back home after treatment. 

It is important that the person financially responsible for paying your tuition take the time to review important information about our tuition refund protection. Learn how to help protect your hard earned tuition dollars with Tuition Refund Insurance.To get a quote or learn more call 1.866.724.4384 or go to: gradguard.com/tuition/Lasell. 

Insurance must be purchased prior to first day of classes. Coverage extends through the end of that semester.

On college campuses, backpacks are often filled with thousands of dollars of electronics and text books. In addition, students will most likely be bringing expensive and valuable items to campus. An optional insurance program is available to help protect your personal property in the event that it is damaged or stolen. 

GradGuard Renters Insurance is a smart investment for college students and their families with its low annual rates. Renters Insurance provides protection if a student's personal belongings are stolen or damaged by a covered peril. Covered belongings including clothing, laptop computers, smart phones, bicycles, game consoles, textbooks, and other items. With the GradGuard plan, any personal property that is stolen or damaged by a covered peril can be replaced at full cost, subject to a $100 deductible.  In addition, the GradGuard Renter's Insurance plan covers resident liability, in the event that a resident unintentionally damages their residence hall while living on campus.  

Features of GradGuard Renters Insurance for Lasell College students include:

• Low $100.00 Deductible. (Compared to $500, $1000, or more in typical homeowners insurance policies) 
• Replacement Cost: If your personal property is stolen or damaged due to a covered peril, it will be replaced with an item of like kind and quality. 
• Worldwide coverage:  Your belongings are protected even outside your home. If you are traveling or your car is broken into,GradGuard Renters Insurance can help cover property losses outside your residence. 
• Electronics coverage: Your electronics, including your TV, laptop, smartphone and tablet, are covered up to the policy limits. There is no special limit.
• Personal Liability Coverage: If you cause damage to property or injure others, you may be liable for the damages. Renters Insurance from GradGuard provides up to $300,000 in personal liability coverage. For example, if you unintentionally set off your building's sprinkler system, liability protection can help pay for the resulting damages. 
• Alternative to Homeowners Insurance: Not all Homeowners Insurance policies are the same. Limitations may apply when property is away from the principal residence. With Renters Insurance, personal belongings are covered whether you are on-campus, off-campus, or traveling anywhere in the world, up to the policy limits. 

The cost for this coverage starts at about $0.40 a day. 

For additional information, including coverage details and exclusions, please visit GradGuard Renters Insurance or call GradGuard at 888-541-4853. 

This is a brief description of GradGuard Renters Insurance. Please call to speak with an agent for policy specific information, including limitations and exclusions. Coverage may vary by state. For coverage details and exclusions, go to https://www.gradguard.com/renters-insurance.GradGuard Renters Insurance is underwritten by Markel American Insurance Company, Waukesha, WI. The advertised product is not available in AK, CT, FL, and RI. Other program options are available for these states. Claims and coverage subject to policy, language, limits and exclusions. This information is valid as of May 2017. For the most up-to-date program information, please visitGradGuard.com.